12315 How to report online loans？ The online lending platform has these 10 kinds of violations that can be complained and reported.

　　Now, there are many loan platforms on the internet that can lend money quickly for everyone. Because there are many small lending institutions that commit crimes against the wind, they not only issue loans with high interest rates, but also use various means to collect them after the borrowers are overdue. Under such circumstances, many friends have been "pitted" when applying for online loans. So today, let’s take a look at how to report the online loan platform. Some friends want to report online loans through 12315, but they don’t know what to do. Here, Xiaobian will introduce you to how to report online loans in 12315.

12315 How to report online loans?

　　At present, you can report directly through the 12315 complaint hotline, or you can report online through the "National 12315 Internet Platform official website".Here, Xiaobian will introduce in detail the detailed steps of online reporting through the "National 12315 Internet Platform official website".

Specific reporting process

　　1. Enter "12315" on Baidu, sogou, 360 search and other tools;

　　2. Find "National 12315 Internet Platform official website" and click Enter;

　　3. After entering official website, you can see "I want to complain" and "I want to report" and click "I want to report";

　　4. Take a few minutes to read the "Notice of Reporting" carefully. Then click "Agree";

　　5. Follow the page prompts to find the online loan platform you want to report, and fill in your personal information and business information in turn;

　　6. After completing all the information, everyone can submit the report.

　　Under normal circumstances, the industrial and commercial department arranged by 12315 will check the report within seven working days and decide whether to file a case. Under special circumstances, it will be extended to fifteen working days. After the case is filed, the relevant departments will make a decision within 90 days from the date of filing, and the case may be extended for 30 days if the case is complicated.

　　Above, China Financial Media Network (www.zgzxnews.com) Xiaobian introduced how to report online loans in 12315 and the specific methods of reporting through the network, hoping to help everyone.

　　If the online lending platform has the following 10 kinds of violations, you can complain and report:

　　1. Calling relatives or friends in the address book of the borrower and harassing them for many times without the permission of the borrower himself.

　　2. Intimidate or threaten the borrower or relatives and family members in the address book through WeChat and SMS;

　　3. The borrower calls more than 3 times a day after overdue;

　　4. The borrower’s overdue call collection is not at 8: 00 am-9:00 pm;

　　5. Expose the personal information of the borrower;

　　6, to the borrower’s home or work unit collection caused serious damage to personal reputation;

　　7. After overdue, the overdue fee is higher than the overdue interest rate stipulated by the People’s Bank of China;

　　8. Induce the borrower to borrow money from other platforms to repay the loan from this platform;

　　9. Bombing the borrower’s mobile phone number by using illegal software SMS;

　　10. Pretending to be the staff of state law enforcement agencies to intimidate and violently collect the borrower and other illegal acts.