12315 How to report online loans? The online lending platform has these 10 kinds of violations that can be complained and reported.

  Now, there are many loan platforms on the internet that can lend money quickly for everyone. Because there are many small lending institutions that commit crimes against the wind, they not only issue loans with high interest rates, but also use various means to collect them after the borrowers are overdue. Under such circumstances, many friends have been "pitted" when applying for online loans. So today, let’s take a look at how to report the online loan platform. Some friends want to report online loans through 12315, but they don’t know what to do. Here, Xiaobian will introduce you to how to report online loans in 12315.

12315 how to report online loans

12315 How to report online loans?

  At present, you can report directly through the 12315 complaint hotline, or you can report online through the "National 12315 Internet Platform official website".Here, Xiaobian will introduce in detail the detailed steps of online reporting through the "National 12315 Internet Platform official website".

Specific reporting process

  1. Enter "12315" on Baidu, sogou, 360 search and other tools;

  2. Find "National 12315 Internet Platform official website" and click Enter;

  3. After entering official website, you can see "I want to complain" and "I want to report" and click "I want to report";

  4. Take a few minutes to read the "Notice of Reporting" carefully. Then click "Agree";

  5. Follow the page prompts to find the online loan platform you want to report, and fill in your personal information and business information in turn;

  6. After completing all the information, everyone can submit the report.

  Under normal circumstances, the industrial and commercial department arranged by 12315 will check the report within seven working days and decide whether to file a case. Under special circumstances, it will be extended to fifteen working days. After the case is filed, the relevant departments will make a decision within 90 days from the date of filing, and the case may be extended for 30 days if the case is complicated.

  Above, China Financial Media Network (www.zgzxnews.com) Xiaobian introduced how to report online loans in 12315 and the specific methods of reporting through the network, hoping to help everyone.

  If the online lending platform has the following 10 kinds of violations, you can complain and report:

  1. Calling relatives or friends in the address book of the borrower and harassing them for many times without the permission of the borrower himself.

  2. Intimidate or threaten the borrower or relatives and family members in the address book through WeChat and SMS;

  3. The borrower calls more than 3 times a day after overdue;

  4. The borrower’s overdue call collection is not at 8: 00 am-9:00 pm;

  5. Expose the personal information of the borrower;

  6, to the borrower’s home or work unit collection caused serious damage to personal reputation;

  7. After overdue, the overdue fee is higher than the overdue interest rate stipulated by the People’s Bank of China;

  8. Induce the borrower to borrow money from other platforms to repay the loan from this platform;

  9. Bombing the borrower’s mobile phone number by using illegal software SMS;

  10. Pretending to be the staff of state law enforcement agencies to intimidate and violently collect the borrower and other illegal acts.

(Update: the executives said the figures were wrong) It is reported that the number of SU7 locks of Xiaomi Automobile reached 20,000 as of the afternoon of March 30th.

[Updated on April 1st] Xu Jieyun, special assistant to the chairman of Xiaomi Group and deputy general manager of the marketing department of China District, responded to the news that Xiaomi Automobile had 20,000 lock orders. He sent a message to Weibo saying: "I saw that some media quoted the so-called’ insider’ as saying that Xiaomi SU7 had the lock orders. I can only say that this number is wrong. " However, he did not give specific figures.

On March 31st, recently, the large number of Xiaomi cars has become a very popular event on the Internet, and many netizens have begun to pay attention to the geometry of the number of lock orders (Note from IT House: you can’t unsubscribe under the lock order status). .

At the same time, a number of institutions have released research reports saying that the delivery volume of Xiaomi cars is expected to be 60,000-80,000 this year. Earlier this month, Bloomberg Intelligence (BI) analysts Steven Tseng and Woo Jin Ho were relatively "conservative".

▲ Tuyuan Xiaomi Automobile Official

"China Business News" reported that if consumers book Xiaomi SU7 now, it is estimated that the shortest delivery time will be 16 weeks (4 months) and the longest delivery time will be 29 weeks (7.25 months). .

Now, Xiaomi Auto App shows that some orders of Xiaomi SU7 have been arranged for about half a year. It can be seen that with the passage of time, the delivery cycle of Xiaomi SU7 is still getting longer.

Xiaomi SU7 Standard Edition and Max Edition are expected to start delivery from the end of April, and Pro Edition is expected to start delivery from the end of May. The original version is the existing car, which was officially delivered one after another from April 3.

On the evening of March 29th, Xiaomi Automobile officially announced that. According to the plan, Xiaomi Automobile Factory will be built in two phases, of which the first phase covers an area of about 720,000 square meters and has an annual production capacity of 150,000 vehicles, which was completed in June 2023. The second phase is scheduled to start in 2024 and be completed in 2025.