Recently, Tenpay revised the WeChat Payment User Service Agreement. The revision will take effect on September 20, 2024.

The following is the full text of the WeChat Payment User Service Agreement:

Important note:

Tenpay Payment Technology Co., Ltd. (hereinafter referred to as "the Company") provides users (hereinafter referred to as "you") with WeChat payment services in accordance with this Agreement. This agreement is legally binding on you and our company. Before using WeChat payment service, you should read and abide by this agreement and Tenpay Service Agreement. As WeChat payment service is a service provided by our company relying on WeChat and WeChat public platform, you need to use WeChat software service when using this service, so you should read and abide by Tencent WeChat Software License and Service Agreement. If you need to use WeChat public platform service, you should also read and abide by WeChat public platform service agreement. We hereby remind you to carefully read and fully understand the terms of the above-mentioned agreement, especially the relevant terms of exempting or limiting our responsibilities, limiting your rights and stipulating dispute resolution methods. Please read carefully and choose whether to accept the above agreement (minors should be accompanied by guardians). If you have any questions about this agreement, please consult customer service.

I. [This Service]

1.1 WeChat payment service refers to the monetary fund transfer service provided by the Company between payees and payees based on WeChat and WeChat public platform. (hereinafter referred to as "this service")

1.2 This service includes balance payment and fast payment.

1.2.1 Balance payment refers to a payment method in which you use the balance in the payment account opened for you by our company to transfer funds. You confirm and agree that when the company opens a payment account for you, you will associate your micro signal with the payment account, so that you can use the payment account through the "change" function of WeChat (hereinafter referred to as "change" refers to the payment account, which is also equivalent to the Tenpay account referred to in the Tenpay Service Agreement). You have the right to use the balance in the change for consumption and transfer. If the balance is insufficient, you need to start express payment first and recharge the change. You can also increase the balance of the change by receiving the transfer from others.

1.2.2 Express payment refers to a payment method in which you entrust our company to directly deduct and collect funds from your bank account. Fast payment can realize the recharge of "change", as well as the functions of consumption and transfer. If you need to use fast payment on the WeChat client, you should enter your real name, ID number, bank card number, expiration date (required by credit card holders), mobile phone number reserved by the bank and other information on the "Add Bank Card" page of the WeChat client, and use it only after the above information has been verified by our company and your bank. You have learned and agreed that if the function, limit and category of your bank account change, or your bank account is cancelled or merged, you can’t use this service normally, you need to negotiate with the bank and inform our company in time, and our company can provide necessary support and cooperation. Our company will set/adjust the trading limit that you can use according to regulatory requirements, payment business scenarios, transaction risk control, bank quota control and/or bank cooperation. You can check the reference limit through our website page and/or interactive page, which is subject to the prompt when actually paying. If there is no limit prompt on the cashier page when paying, you will be prompted after exceeding the limit.

1.3 You understand and agree that the above-mentioned process of this service may be adjusted due to the change of applicable scenarios and functional survival, so the actual service process provided by our company shall prevail.

1.4 In order to meet the national laws and regulations on the operation of non-bank payment institutions, you authorize our company to inquire and verify your identity information and account information with state organs, financial institutions, enterprises and institutions within the scope permitted by laws and regulations or after obtaining your authorization.

1.5 You understand and agree that our company has the right to revise the contents of the agreement according to the adjustment needs of business operation within the scope permitted by law, and announce the latest service agreement through our website or WeChat client in advance. You can pay attention to and understand the latest service agreement announced by our company. The latest service agreement will take effect on the 30th day after the announcement expires. If you can’t agree to the contents of the latest service agreement, you have the right to stop using this service.

1.6 As you know, the fund balance recorded in "change" is different from your own bank deposit and is not protected by the Deposit Insurance Ordinance. Its essence is the prepaid value entrusted by Tenpay Company and owned by you. Although the monetary fund corresponding to the prepaid value belongs to you, it is not deposited in the bank in your own name, but in the name of Tenpay Company, and Tenpay Company initiates the capital allocation instruction to the bank.

II. [Account and Information Security]

2.1 You should set your own login password and WeChat payment password for micro-signals, and keep them properly. Your micro-signal will be associated with the payment account configured by our company and cannot be used alone. If your micro-signal is cancelled, the payment account associated with it will also be cancelled, making it impossible for you to use this service through this micro-signal. In order to meet the requirements of laws and regulations and use the core functions of this service, you need to submit your name, ID number, mobile phone number, bank card information and other information. You authorize our company to keep your name, ID number, mobile phone number, bank card number, transaction orders, transaction records and other information within the scope prescribed by law, so as to provide and promote quality services to you continuously. Do you agree:

2.1.1 You should provide and update your information in time according to the requirements of our company. If the information you provide is wrong, untrue, expired or incomplete, our company has the right to suspend or terminate the provision of some or all services to you.

2.1.2 You should provide your contact information accurately and update it in time, so that our company can contact you timely and effectively; If you don’t provide your contact information accurately and update it in time, our company may not be able to get in touch with you and provide you with some or all services.

2.1.3 You should update your identity information and related materials in time. If you fail to update the above-mentioned identity information and related materials in time, the service cannot be used or the WeChat payment account is fraudulently used by others, and the corresponding risks will be borne by you.

2.1.4 If you are an individual user, you confirm that our company has the right to request to check your valid ID card or other necessary documents, keep a scanned copy of your valid ID card and complete the relevant identity authentication required by our company under any of the following circumstances. You should actively cooperate, otherwise the company has the right to restrict or stop providing you with part or all of this service:

A. You handle the business of recharging, collecting or paying a single sum of more than RMB 10,000 or the foreign currency equivalent of more than USD 1,000;

B. The total amount of recharge, collection and payment under all your WeChat payment accounts within 30 days is more than RMB 50,000 yuan or the foreign currency equivalent is more than USD 10,000;

C. The balance of all your WeChat payment accounts exceeds RMB 5,000 yuan or the equivalent of US$ 1,000 in foreign currency for 10 consecutive days;

D. You use this service to buy or sell financial products or services;

E. There are doubts about your identity information or related materials, or the trading behavior and trading situation are abnormal;

F. Other circumstances in which you should check or keep your identity documents or other necessary documents as stipulated by laws and regulations.

The term "above" in this article includes this number.

2.1.5 If we need you to provide additional identity information or related materials due to the requirements of national laws, regulations, departmental rules or regulatory agencies, if you can’t provide them in time, we have the right to suspend or terminate the provision of some or all services to you.

2.1.6 The name, nickname and avatar you set in the WeChat payment account must comply with laws and regulations, public order and good customs, and social ethics, and will not infringe upon the legitimate rights and interests of other third parties, otherwise, the company has the right to take restrictive measures on your WeChat payment account, such as blocking or revoking the nickname and avatar of your WeChat payment account and stopping providing some or all services. When you use WeChat to pay, your nickname and avatar will be displayed on the bill, change details and small account book of the payee, so that the payee can know the transaction information.

2.1.7 You should fully understand and clearly know the legal responsibilities and disciplinary measures related to renting, lending, selling, buying accounts and collecting barcodes, and promise to open and use my account and collecting barcodes according to laws and regulations.

2.2 You should properly keep the following information, materials and hardware equipment:

(1) Card information such as bank card and its password, CVV code and expiration date;

(2) Micro-signal and its login password;

(3) WeChat payment password and gesture password;

(4) Mobile terminals such as mobile phones, SIM card information and two-dimensional code (barcode) information;

(5) Biometric information such as fingerprint information, iris information, face information and voiceprint information.

You should take good care of the above materials, information and hardware equipment, and ensure that your mobile terminal equipment such as mobile phone is safe, virus-free, not invaded, not monitored and not illegally controlled. If you disclose any of the above information or lose the above hardware equipment, the risks and losses arising therefrom shall be borne by you.

2.3 In any of the following cases, you should contact the customer service department of our company in time to reduce possible losses:

(1) You have inadvertently lost or disclosed the information listed in Article 2.2 of this Agreement;

(2) You have lost your mobile terminal or SIM card such as your mobile phone;

(3) You reserved someone else’s mobile phone number when opening a bank account;

(4) A third person fraudulently uses or embezzles your identity information or account information;

(5) Others are using your micro-signal, this service or your bank account without your legal authorization.

In case of the above situation, please call our customer service number: 95017 in time.

If you fail to notify our company in time, you shall bear the losses incurred, unless our company has intentional or gross negligence.

2.4 The Company has the right to adjust the quantity, category, limit and function of your payment account according to national laws and regulations, rules and regulations, industry norms, regulatory policies and requirements, and the adjustment method will depend on the risk management of your payment account. If you have applied for adjustment according to law and passed the examination, the approved content shall prevail.

2.5 If you have losses due to the misappropriation of your account during the use of this service, we will provide you with financial security according to the provisions of the User Security Rules.

Iii. [Functions of this Service]

3.1 Consumer Payment

You can use this service to buy goods and services from merchants, and our company will deduct the corresponding funds from your "change" or your associated bank account to the merchant account according to your or the merchant’s trading instructions.

3.2 Transfer/Collection

Transfer: You can use this service to transfer money to your designated payee, and our company will deduct the corresponding funds from your "change" or your associated bank account to the payee’s WeChat payment account or bank account according to your or your designated payee’s payment instructions.

Collection: You can also collect other people’s transfer funds through WeChat payment service, and our company can transfer the funds to your "change". You can also transfer the funds within the limit of small change balance to your associated bank account, and our company can also directly transfer the funds with "small change" balance to your associated bank account according to the law or the agreement.

Implementation mode: Our company will realize the functions of transfer and collection through WeChat red envelope, transfer, QR code collection, appreciation code, group collection, and transfer to bank card or mobile phone number in the WeChat client, depending on the actual implementation mode provided by our company.

3.3 Payment to Merchants

In order to facilitate you to use the micropayment service, you provide your QR code (barcode) information to the merchant. After the merchant obtains your QR code (barcode) information, the payment can be completed for transactions within a certain amount (the company will adjust the amount according to laws and regulations, your self-service settings and your transaction risks) without entering the payment password or SMS check code. When you enable and use this function, it is deemed that you agree and authorize our company to transfer transaction funds from your "change" or bank account to the merchant account without checking your payment password, SMS check code and other factors. When you use this service, you must abide by the agreement of paying user service agreement.

3.4 Secret-free Payment

In order to facilitate you to use the micropayment service, when you start this function for the first time on the relevant page, after you enter the payment password or complete the fingerprint/face verification, and confirm the authorization to our company, our company has the right to deduct the corresponding funds from your "change" or bank account directly according to the instructions of the merchant. The specific verification process is subject to the actual service process. When you use this function again, within a certain limit, our company can transfer the transaction funds from your "change" or bank account to the merchant account without checking your payment password, SMS check code and other factors. If you want to cancel the deduction authorization of our company, you should cancel it in the client before the deduction instruction is executed.

3.5 query

Our company will record your transactions using this service, and you can check the transaction records on the WeChat client.

3.6 Adding/Unbinding Bank Cards

You can associate or unbind a new bank account or bank card on the WeChat client.

3.7 Modify/Reset Password

You can modify the original password, or apply for password reset by providing bank cards and personal information.

3.8 refund

If you apply for a refund on the WeChat payment transaction, after the refund is successful, the company can directly refund the money to your original bank card or "change".

3.9 Recharge and cash withdrawal

Recharge: You can transfer the funds in your associated bank account to your "change" account.

Withdrawal: You can transfer the funds in the "change" account to your associated bank account.

3.10 Agency purchase and settlement function

If you use the consumption payment and transfer/collection functions of this service in cross-border scenarios, and make exit/entry settlement in foreign exchange, our company will purchase, pay and settle foreign exchange on behalf of our domestic cooperative banks in your name (for details, please refer to Appendix 1 "Appendix for Agency Purchase and Settlement of Foreign Exchange" of this Agreement).

Iv. [Use of this Service]

4.1 The payment instructions issued by your micro-signal in the login state are regarded as the payment instructions issued by yourself. You understand and agree that due to the timeliness of fund transfer, the payment instruction will take effect as soon as it is issued, and the company has the right to deduct and collect funds according to the payment instruction issued by you. You should take good care of your mobile phone and other electronic devices, payment passwords, SMS check codes, digital certificates, electronic signatures, barcodes, QR codes and other information and materials used for WeChat payment, and you shall bear the losses caused by your own disclosure, loss, copying and forwarding of the above information and materials.

4.2 In order to bring you a better payment experience, you understand and agree that for a certain amount of payment transactions within a certain number of times (specifically, according to the relevant usage rules), our company can deduct and collect funds from your "change" and associated bank accounts (such as "payment to merchants" and "confidential payment" functions) according to the transaction instructions of you or merchants or payees.

4.3 You voluntarily apply for opening a bank account with our cooperative bank (specifically, the bank confirmed by you in the operation interface, hereinafter referred to as the "opening bank"), and complete the payment transaction through this bank account. You agree and authorize: 1) Our company will transmit the personal information (such as name, ID number, mobile phone number, bank card information, etc.) you need to apply for opening a bank account to the bank; 2) The Company can transfer the transaction money from your change balance to the bank account designated by you for payment; 3) The Company may deduct the transaction amount from the bank account designated by you for payment, so as to complete the transaction. You should use the bank account according to the agreement between you and the opening bank. In case of any of the following circumstances, the company has the right to immediately suspend the service:

(1) You use this service for illegal purposes;

(2) You violate laws, regulations, agreements or account usage rules;

(3) There are risks in providing this service to you;

(4) Your bank account is invalid, expired or cancelled;

(5) The system failure and system upgrade of the bank cause our company to be unable to provide this service normally.

4.4 If you enable the function of fingerprint payment or face payment, it will be deemed that you agree that when you use fingerprint payment or face payment, within a certain limit, you can deduct and collect funds from your "change" and associated bank account according to the transaction instructions of you or merchants or payees without checking your payment password and SMS dynamic code.

If you open the WeChat payment face brushing service in the WeChat client or on a device that supports the WeChat payment face brushing service, our company will provide you with corresponding services according to this agreement and the WeChat payment face brushing service agreement.

4.5 You understand and agree that our company is not a bank or a financial institution, and it is unable to provide immediate funds arrival service. You agree that it takes reasonable time for funds to flow on the way.

4.6 During your use of our services, our company is not responsible for the currency depreciation, exchange rate loss, interest loss and other risks of the money kept, collected or paid for you, and we are not required to pay you the fruits of such money.

4.7 When you use this service, if you have no transaction record within 6 months from the date of opening an account, our company has the right to suspend the provision of this service to you and resume the service after re-verifying your identity.

4.8 When you use this service, you should carefully confirm the transaction and its amount before making payment. Our company has the right to deduct the funds to the payee according to your instructions. At that time, you should not ask our company for a refund or assume other responsibilities for reasons such as not signing the transaction documents, inconsistent signatures, trading against your will, etc.

4.9 You shall be responsible for the legality, authenticity, completeness and validity of the instructions issued in the course of using this service, and you shall bear the corresponding responsibilities for our company to operate according to your instructions.

4.10 You should improve your identity information in accordance with laws, regulations, rules and regulatory requirements in order to finally achieve real-name authentication, otherwise you may be restricted in receiving, withdrawing and/or paying (such as small change, red envelopes, wealth management, etc.), and our company has the right to suspend the receipt and payment of your WeChat payment account until you meet the standard of real-name authentication.

4.11 You agree that our company has the right to inform you about the use of this service by means of in-app information notification, e-mail, Tenpay website announcement, telephone or fax.

4.12 We provide you with various transfer methods (except WeChat red envelope), such as real-time account arrival, ordinary account arrival and next-day account arrival. You can set the default transfer method (the first transfer method you choose is the default transfer method, and you can also adjust the default transfer method). In order to ensure the safety of your funds, we will set the daily limit and the number of transactions for transfer according to the risk management of your account, or you can set the daily limit and the number of transactions for transfer if it exceeds the limit and the number of transactions.

In the payment scenario and partial fee deduction scenario, you can set a priority payment method, and our company will give priority to the payment/fee deduction you set. If the payment fails, we will try to use other payment methods to complete the payment/fee deduction. If you don’t set the priority payment method independently, in order to get a good payment experience, our company can provide you with services according to your payment habits or the settings recommended by our company, and you can change the priority payment method of relevant scenarios at any time. However, unless there is a special agreement in a specific scene authorized or agreed by you.

4.13 You promise not to use this service for any illegal purpose or in any illegal way, nor to use this service for transactions that are prohibited or restricted by laws and regulations.

4.14 You shall not use this service to perform any of the following acts:

(1) Oppose the basic principles set by the Constitution, endanger national security, divulge state secrets, subvert state power and undermine national unity;

(2) Infringe on others’ reputation, privacy, trade secrets, trademark rights, copyrights, patents and other rights;

(3) using this service in the name of another person, or the phone number and ID number you submitted can’t pass the verification;

(4) engaging in any illegal trading activities, such as selling guns, drugs, banned drugs, pirated software, buying and selling POS machines (including MPOS), card readers and other acceptance terminals online, or selling other prohibited items;

(5) Providing gambling information or inducing others to participate in gambling in any way;

(6) Suspected of committing or carrying out money laundering, cashing out or pyramid selling activities;

(7) Trading with invalid credit cards or other people’s credit cards;

(8) Trading with invalid bank accounts or other people’s bank accounts;

(9) Infringement of this service system;

(10) Violation of laws and regulations, regulatory provisions, terms, agreements, rules, notices and other relevant provisions of the Company’s website (https://www.tenpay.com/v3/);

(11) Lease, lend, sell, buy a bank account or payment account, and open a bank account or payment account by impersonating another person’s identity or fictional agency relationship;

(12) directly participating in or assisting in cross-border gambling, telecommunication network fraud and other illegal activities by using the receipt barcode;

(13) Engage in other acts that violate national laws, regulations, rules, policies and decrees, or other acts that violate this Agreement.

4.15 You agree and understand that this service depends on the accurate operation and operation of the system. You agree that the Company can take reasonable corrective measures such as correcting errors, adjusting accounts, deducting money, etc., in case of information exchange, accounting adjustment and other errors caused by communication, system abnormality or man-made reasons between the parties to the transaction, which leads to improper profits for you, the counterparty or the Company. You confirm and agree that if there is a slight error in the amount involved in the rate due to two decimal places, it will be recognized.

4.16 In the process of using this service, if you have any questions or comments, you can contact us by calling our customer service number 95017 or through online customer service. In order to provide you with customer service, our company needs you to provide corresponding identity information, transaction information or other supporting materials according to your questions and opinions, which shall be subject to the customer service tips.

V. [Service Fee]

You understand that this service comes with operating costs. For continuous operation, our company has the right to charge you for the service. The charging standards and methods of the service fees are subject to all kinds of notices and notices you receive when using this service. Unless otherwise specified by laws and regulations, all kinds of notices and announcements about fees issued by our company are an integral part of this agreement. The service fee standards determined by all kinds of notices and announcements shall take effect on the 30th day after the expiry of the notice and announcement. Before you handle related business, you shall be fully informed of the charging items or charging standards, and fully respect your right to choose. If you cannot agree to the service fee standards or charging methods determined by the notice and announcement, you have the right to stop using this service.

Vi. [Abide by local laws and regulations]

6.1 You shall abide by relevant local laws and regulations and respect local morals and customs when using this service. If your behavior violates local laws and regulations or moral customs, you should bear the responsibility for it.

6.2 If all or part of this agreement is prohibited or restricted in your country or region, you should immediately stop using this service.

VII. [Scope of Responsibility]

7.1 Our company only provides this service, and does not participate in specific commodity or service transactions. When you use this service, please contact the relevant responsible party to solve the disputes arising from the commodity or service transaction itself.

7.2 This service is provided under the existing technical level. We will try our best to provide you with the service, but we cannot guarantee that the service fully meets your expectations.

VIII. [Force Majeure and Other Exemptions]

8.1 Force Majeure Clause

(1) Due to the unforeseeable, unavoidable and insurmountable objective circumstances of our company, we can’t provide services normally and cause you losses, including typhoons, earthquakes, floods, fires, plagues, terrorist attacks, wars or similar military actions, unrest, strikes and government bans. Where there are other provisions in the law, such provisions shall prevail.

(2) Notwithstanding the foregoing agreement, the Company will inform you within a reasonable period after the occurrence of the aforementioned force majeure event, and take reasonable and effective measures to restore the service to normal as soon as possible.

8.2 Other reasons for exemption

Within the scope permitted by laws and regulations, if our services cannot be provided normally for one of the following reasons, and your losses are caused, our company will not be liable, except for the intentional or gross negligence of our company:

1. The company can’t provide services normally due to viruses, Trojans, hackers and other malicious programs in your computer, which causes you losses;

2. The failure of your electronic equipment software, system, hardware, communication lines and other reasons causes the company to be unable to provide services normally and cause you losses;

3. Due to the failure of third-party equipment or system beyond our control or reasonable prediction, such as power supply system failure, telecommunications system failure, banking system failure, network system failure, large-scale computer paralysis and other reasons, our company can’t provide services normally and cause you losses;

4. Due to your improper operation or use of this service in a way that is not authorized or recognized by our company, our company can’t provide services normally and cause you losses.

IX. [Suspension, interruption or termination of service]

9.1 You understand that our company has the right to conduct risk control on your WeChat payment transaction according to relevant laws and regulations. When you have suspicious transactions or violate the legal provisions or the agreement, the company has the right to suspend, interrupt or terminate the provision of this service to you (such as taking measures such as restricting transactions, suspending transactions, canceling transactions, adjusting accounts, etc.) for the money under your WeChat payment account name and transactions in transit. If we decide to stop providing you with all or part of this service, we have the right to return the legal funds in your WeChat payment account to the bank account you are bound to. If the funds in your WeChat payment account are suspected of illegal or criminal matters, we have the right to take measures such as closing the payment and withdrawing the funds in your WeChat payment account, and freeze and deduct the funds according to the instructions of the state authorities.

9.2 If we find that you violate this agreement, we have the right to suspend, interrupt or terminate the provision of this service to you, cancel your WeChat payment account and stop providing this service to you for a period of time.

9.3 If you need to stop using this service, you can apply for cancellation of WeChat payment account according to the page prompts of WeChat client. In order to safeguard the legitimate interests of you and others, when you apply to cancel the WeChat payment account, the company will conduct a risk review, and your WeChat payment account must not have unfinished transactions or other unresolved rights and obligations; If the above situation is found, the company will prompt the reason why it can’t be cancelled temporarily in the service page.

X. [Personal Information Protection]

Our company attaches great importance to the protection of your personal information, and your personal information will be protected and regulated according to Tenpay Privacy Policy. For details, please refer to Tenpay Privacy Policy.

XI. [Intellectual Property Protection]

11.1 The intellectual property rights of the contents (such as web pages, texts, pictures, audio, videos, charts, etc.) provided by our company in this service are owned by our company and its affiliated companies, and the intellectual property rights of the contents generated by you in using this service are owned by you or related obligees.

11.2 Unless otherwise specified, the copyright, patent right and other intellectual property rights of the software on which our company relies when providing this service belong to our company and its affiliated companies.

11.3 The copyright or trademark rights of the business logos such as tenpay, wechat pay, Tenpay and Wechat Pay used by the Company in this service belong to the Company and its affiliated companies.

11.4 All the above intellectual property rights are protected by law. Without the written permission of our company, you or related obligees, no one may use or create related derivative works in any form.

XII. [Law Application and Dispute Settlement]

12.1 When you use this service, you must not violate national laws and regulations or infringe upon the legitimate rights and interests of others. You understand and agree that if you are complained by others or you complain about others, our company has the right to provide necessary information such as your subject information, contact information and complaint-related content to the disputing party or relevant departments, so as to solve the complaint dispute in time and protect the legitimate rights and interests of you and others; Except as otherwise provided by laws and regulations.

12.2 The establishment, entry into force, performance, interpretation and dispute settlement of this Agreement shall be governed by the laws of mainland People’s Republic of China (PRC) (excluding conflict of laws).

12.3 Any dispute or controversy arising from this agreement between you and our company shall be settled through friendly negotiation first; If negotiation fails, you agree to submit the dispute or dispute to the people’s court with jurisdiction at the defendant’s domicile for settlement.

XIII. [Other Terms]

13.1 The titles of all clauses in this Agreement are for convenience of reading only, and have no actual meaning, which cannot be used as the basis for the interpretation of the meaning of this Agreement.

13.2 No matter why some of the terms of this agreement are invalid or unenforceable, the remaining terms are still valid and binding on both parties.

13.3 The appendix to this agreement has the same legal effect as the text of this agreement. In case of any conflict, the appendix to this agreement shall prevail.

Tenpay payment technology co., ltd

Appendix I

Addendum to agency purchase and settlement of foreign exchange

Important note:

According to the applicable laws and regulations, you can choose to use your own foreign exchange to pay for foreign exchange or use our agency to purchase and pay for foreign exchange. If you choose to use our agency to purchase and settle foreign exchange, you need to read and agree to abide by this agency’s appendix (hereinafter referred to as "this appendix"). Our company provides you with agency purchase and settlement services (hereinafter referred to as "purchase and settlement services") according to this appendix.

We hereby remind you to carefully read and fully understand the clauses in this appendix, especially the relevant clauses such as exempting or limiting our responsibilities and limiting your rights. Please read this appendix carefully and choose whether to accept it or not. If you have any questions about this appendix, please consult customer service. If you don’t accept this appendix, or you can’t accurately understand the meaning of relevant clauses, please don’t use the agency purchase and settlement service provided by our company under this appendix. By clicking, checking or otherwise confirming on the page, you mean that you understand and accept all the terms in this appendix.

I. Purchase of foreign exchange settlement services

1.1 You want to provide you with the service of purchasing foreign exchange from our domestic foreign exchange cooperative banks (hereinafter referred to as "cooperative banks"), paying foreign exchange abroad, accepting foreign exchange remittance and settlement. Please click here for details of domestic foreign exchange cooperative banks under this service. In the service of purchasing and paying foreign exchange, our company submits the information of purchasing and paying foreign exchange to the cooperative bank on your behalf and delivers your money to the bank for purchasing and paying foreign exchange. In the foreign exchange settlement and collection service, the company submits the foreign exchange settlement and collection information to the cooperative bank on your behalf, and collects and delivers your foreign exchange funds from abroad to the bank to convert them into RMB for you.

1.2 You declare that you meet the Tenpay user identity requirements stipulated in the Tenpay Service Agreement published on our website, and have passed the real-name authentication of your Tenpay account according to our requirements, and have full civil capacity to sign and perform this appendix.

1.3 The source of foreign exchange rate for the company’s purchase and settlement services is the exchange rate quotation provided by the cooperative bank on the transaction day. You understand and agree that you have the right to decide whether to accept the exchange rate displayed on the payment confirmation page, and our company cannot guarantee that the exchange rate is the latest, real-time or the most favorable exchange rate for you. Once you click Confirm Payment on the Confirm Payment page, it means that you voluntarily agree to use the exchange rate to convert into RMB funds for payment or collection, and voluntarily entrust our company to send purchase and settlement instructions to our cooperative banks in your name.

1.4 When you use this service, you don’t need to bear the exchange difference between the exchange rate on the confirmation payment page and the exchange rate at the time of actual purchase and settlement.

1.5 You know and agree that your confirmation of payment is regarded as authorizing our company to send orders for purchase and settlement of foreign exchange to the cooperative bank, that is, it is regarded as that you have directly reached an agreement for purchase and settlement of foreign exchange with the cooperative bank, and the rights and obligations related to the purchase and settlement of foreign exchange are enjoyed and borne by you and the cooperative bank, and our company does not provide any form of guarantee and guarantee for this. At the same time, you agree and authorize our company to pay RMB funds equivalent to the purchase and settlement instructions in your WeChat payment account or your associated bank card account to the cooperative bank. If the RMB amount of the foreign exchange equivalent purchased in the purchase and settlement instruction you sent exceeds the RMB balance in your WeChat payment account or your associated bank card account, the foreign exchange purchase instruction will be deemed invalid.

1.6 You shall be responsible for the legality, authenticity, completeness and effectiveness of the instructions issued in the process of using the foreign exchange purchase and settlement service. You agree that once you click "Confirm Payment" on the page of "Confirm Payment", the Company will process and send your purchase and settlement instructions accordingly, and pay RMB funds equivalent to the purchase and settlement instructions in your WeChat payment account or your associated bank card account to the cooperative bank at your own risk, except for intentional or gross negligence of the Company. You acknowledge and agree that unless there is evidence to the contrary, the transaction information related to the purchase and settlement of foreign exchange services shall be subject to the records of TenPay service system.

1.7 You know and agree that the purchase and settlement services provided by our company for your cross-border transactions are limited to the scope of our foreign exchange business approval. If your cross-border foreign exchange transactions exceed the above-mentioned approval scope, our company will not be able to provide you with foreign exchange purchase and settlement services, but it will not affect your use of other functions involved in the master agreement.

Second, the user’s law-abiding obligations and commitments

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Appendix II

EU user appendix

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　　[Aika car, domestic new car, original]

　　The new Porsche Taycan will be available in spring 2024. It is currently undergoing a rigorous final testing phase and has traveled about 3.60 million kilometers across various venues, tracks and roads around the world. Whether in the extreme cold of -41 ° C or the extreme heat of 53 ° C, the new Taycan demonstrates excellent driving performance and stability. The new car not only reflects the ability to cope with harsh environments and road conditions, but also fully demonstrates the reliability of its thermal management system in extreme conditions, as well as the significant improvement in charging performance.

　　The new Taycan will be available in China in both sports sedan and Cross Turismo body formats. Kevin Giek, vice-president of the Taycan range, said: "The new Taycan outperforms the current model in speed, height and distance. Compared to the previous model, the new Taycan has achieved significant improvements in almost all aspects. Due to the magnitude of the changes, the rigor and complexity of the new car testing program are comparable to that of the newly developed model."

　　Florian Stahl, head of the Taycan test team, stresses: "At Porsche, we test electric cars as rigorously as internal combustion engine sports cars. In addition to excellent performance, everyday practicality is also a key factor and cannot be compromised in any climate. The significantly upgraded Taycan also requires extensive testing in 17 countries around the world, with testing environments ranging from -41 ° C to 53 ° C."

　　After completing early computer simulations and extensive testing on the test bench, the new Taycan has completed 3.60 million kilometers of field test mileage. Of these, 300,000 kilometers were carried out in cold countries and 200,000 kilometers in hot countries. In the extreme cold of Finland, about 350 kilometers north of the Arctic Circle, the electric sports car not only shows extraordinary driving dynamics on ice and snow, but also cuts charging time in cold environments by nearly half. From frozen lakes to thick snow, the new Taycan proves itself fully capable of handling the worst road conditions in the ice and snow.

　　Under the challenge of high temperatures, Porsche chose to conduct endurance tests in Death Valley, California. In extreme temperatures, the R & D team tested various functions of the new car, including the reliability of the battery charging system and thermal management system.

Highlights Review:

Porsche Electric Drive Technology Analysis: New Platform Brings New Opportunities

Porsche Macan EV latest trailer, or 2024 launch

Porsche IPO: A Game for the Rich, a Feast for Capital

Medium-sized cars have attracted a good attention in the domestic market, especially in the domestic field. On the one hand, they have a large wheelbase and spacious space, which can increase the ride comfort; on the other hand, they have obvious maneuverability and drive smoothly. Therefore, the demand is not small, and major car companies have launched new models. In September 2024, Guangqi Honda Accord 2025 Sharp T-Motion 260TURBO Ultimate was launched, with an official guide price of 238,800. The interior layout of a 4-door 5-seat sedan is not a problem for home use. In terms of configuration, it is equipped with Honda SENSING 360+ intelligent driver assistance system. The following is a detailed analysis of this model.

The appearance of this car continues the old design, and the front face adopts a polygonal banner air intake grille, which, combined with Honda’s brand LOGO, highlights the brand identity. The hexagonal blackened middle net design, combined with the lighting effect system of horizontal banner grille, makes the vehicle have better recognition and overall visual impact. The headlight group is slender and sharp in shape, and the LED light source is used for far and near light, and the lighting effect is relatively good. The tail adopts a slip-back design, the roof is equipped with shark fins, and the slightly raised design on the tail box cover adds a certain sense of movement. The taillights on both sides adopt blackened design, which is fashionable and beautiful, echoing the headlight group at the front of the car and improving the recognition of the vehicle.

In terms of body size, the length, width and height of the vehicle are 4980x1862x1449mm respectively, and it has a wheelbase of 2830mm, so it is positioned as a medium-sized car. At the same time, the vehicle is equipped with 19-inch wheels with the specification of 235/40 R19, which not only improves the visual effect of the vehicle, but also ensures the driving stability. The car has a 5-seat layout and the seats are made of leather, which provides a good touch and ride comfort. Take a person with a height of 176cm as an example, sit in the main driving position, adjust the seat to the lowest position, and there is room for one punch and three fingers on the head; Keep the front seat still and come to the rear seat, with 1 punch and 2 fingers in the head and 2 punches in the leg space, so the interior space is more spacious.

Entering the car, the interior design is simple and the overall tone is harmonious. Equipped with 10.2-inch full LCD instrument panel and 12.3-inch central control screen. At the same time, this CarPlay built-in Honda CONNECT 4.0 intelligent guidance interconnection system, which supports GPS navigation, CarLife, car networking, OTA upgrade, facial recognition and voice wake-up free functions. In the actual car use, the driver can control the system by voice command or touch operation to realize navigation setting, music playing, telephone answering and other operations. In addition, Honda SENSING 360+ intelligent driver assistance system is added to the flagship model on the basis of the distinguished model, and high-precision maps are introduced.

In terms of power, this car is equipped with a 1.5L turbocharged engine, with a maximum power of 141 kW(192 Ps) and a maximum torque of 260 N m. The transmission system matches the CVT continuously variable gearbox. The matching between CVT gearbox and engine is very tacit, and the transmission ratio can be adjusted according to different driving conditions, thus improving fuel economy. The cylinder block and cylinder head of the engine are made of aluminum alloy, which helps to reduce the weight of the car body and improve fuel economy. Under the traffic jam in the city, the engine has abundant low torque and starts quickly, and the smooth shift of CVT gearbox makes driving easier. When cruising at high speed, the middle and high sections of the engine have strong acceleration and can provide sufficient power support. At the same time, the chassis adjustment of the vehicle is also excellent, and the suspension system can filter out most of the road vibration and provide a stable driving experience.

Overall, this car is quite cost-effective. Both the interior space suitable for home use and the intelligent configuration are attractive. Coupled with a relatively good power system, it can provide a comfortable ride experience for drivers and passengers both in daily commuting and long-distance travel. If your budget is around 0.2 million/200 thousand, you may wish to go to the local offline store to consult this car in detail.

A few days ago, the crime suspense film "manslaughter 3" jointly produced by Changying Group was officially released on December 31st. The film was written/supervised by Chen Sicheng, directed by Jacky Gan, starring Shawn, Tong Liya, Duan Long and Liu Yase, starring Wang Longzheng, Feng Bing, Chuchu Zhou and Yi-Fan Hsu, especially starring Gao Jie and Yin Ziwei, and featuring Zhang Rongrong and Lu Huimin in friendship. It tells a strong crime and high-intensity story of a desperate father and a playful kidnapper in the face of his daughter’s kidnapping. The confrontation between good and evil and the game between love and hate should not be missed.

The movie "manslaughter 3" announced the heavy return of the phenomenon-level crime suspense movie IP in China. As one of the soul figures in the Sheep Without A Shepherd series, Shawn, the leading actor, was deeply impressed by Li Weijie, who gave everything to defend his family in Sheep Without A Shepherd, and Lin Rilang, who was desperate to save his son in manslaughter 2, which caused countless audiences to empathize.

In "manslaughter 3", Shawn once again plays the desperate father, but it shows a fresher and more complicated character background, which is also a major attraction of the film. As early as the script creation stage, Shawn discussed with the screenwriter team how to make Zheng Bingrui different from the roles in the previous two films, such as Zheng Bingrui’s behavior and the use of religious colors.

Chen Sicheng, the screenwriter/producer, thinks that the role of Zheng Bingrui is very rich and can’t really reflect the distinction between good and bad. Director Jacky Gan described Zheng Bingrui as a "practitioner who is not good enough". The uncertainty and unknowns in him undoubtedly added more suspense to the truth of this crime mystery story, which will surely bring unexpected surprises and shocks to the audience.

Nissan Classic Edition is an excellent luxury car, which was born in
In the family. Nissan Sylphy Classic Edition has an atmospheric appearance and adopts
Technology, strong power, high fuel efficiency, outstanding performance in various performance indicators.

The interior of Nissan Sylphy Classic Edition adopts high-end leather materials and imported leather materials, and the decoration technology is also very elegant, and the interior is particularly elegant and elegant. In addition, it also adopts the humanized design concept, which not only introduces the customizable characteristics of the multi-function steering wheel, front seats and rear seats, but also specially treats the next door, so that the internal acoustic effect is greatly optimized.

In addition, the safety of Nissan Sylphy Classic Edition is also very convincing. From the chassis to the surrounding chivalrous instruments, the support technology is adopted and equipped with first-class safety early warning equipment such as LaneAssistLaneChangeAssistance, ForwardCollisionAvoidanceAssist, RearCrossTrafficAlert, AutoHighBeamAssist, etc. In addition, it also uses a 360 monitoring system to reflect the road conditions and respond in time.

Generally speaking, Nissan Sylphy Classic Edition is an outstanding four-door medium and large SUV, which is not only unique in appearance, but also very convincing in support. In terms of engine, Nissan Sylphy Classic Edition is equipped with a V-type engine, which makes it efficient and fuel-efficient when accelerating. The durability is also super-strong. Its high-end processing skills are all reflected in various treatments. In addition, Nissan Sylphy Classic Edition provides you with all kinds of safety equipment to ensure that you are respectful when you are driving. In short, Nissan Sylphy Classic Edition is an SUV that cannot be abandoned.

　　First, the background

　　Big data industry refers to related economic activities focusing on data production, collection, storage, processing, analysis and service, including data resource construction, development, sales and leasing of big data software and hardware products, and related information technology services. At present, smart medical care, smart cities, precision poverty alleviation and other related high-tech industries are all inseparable from the support of big data, and big data technology has been widely used in China.

　　(1) The state implements the big data strategy and builds a digital China.

　　Big data is considered as the "new oil of the future" and compared to the "diamond mine" in the 21st century, which plays an important role in social production, circulation, distribution, consumption activities and economic operation mechanism. In 2014, big data was first written into the government work report; In August 2015, the State Council promulgated the "Action Program for Promoting the Development of Big Data", and big data officially rose to the national development strategy. Subsequently, the state introduced a series of big data policies, covering multi-level downstream application markets such as ecological environment big data, agricultural big data, water conservancy big data, urban big data, medical big data, transportation and tourism service big data, and accelerating the implementation of the national big data strategy.

　　At the same time, with the introduction of the big data policy, local governments have successively set up big data management institutions to promote the development of the big data industry, and more than 200 cities and provinces across the country have successively set up big data management departments.

　　Figure 1 Number of big data management institutions in each province (unit: one)

　　　

　　(2) The big data industry is developing rapidly and the industry scale is huge.

　　In 2016, the Ministry of Industry and Information Technology issued the "Big Data Industry Development Plan (2016-2020)", and the national big data industry construction set off a boom. At present, eight big data comprehensive experimental zones have been formed and more than 100 big data industrial parks have been built. With the development strategies of new generation information technology, smart city and digital China, the digital transformation of social economy has been gradually promoted, the industrial support of big data has been strengthened, the application scope has been accelerated, and the industrial scale has achieved rapid growth.

　　The survey results of 1572 enterprises show that enterprises pay more attention to data analysis, 65.2% of them have set up data analysis departments, and 24.4% of them are planning to set up related data departments.

　　Nearly 40% of enterprises have applied big data. Among the enterprises surveyed, there are 623 enterprises that have applied big data, accounting for 39.6%, and the application of big data in vertical industries such as finance is increasing. In addition, 24.3% of enterprises indicated that they will apply big data in the coming year.

　　The investigation on the selection of data analysis methods shows that 40.3% enterprises take real-time processing of dynamic data and provide analysis results, accounting for the highest proportion; Secondly, it is to analyze historical data and make auxiliary decisions through machine learning, accounting for 32.3% and 25.5% respectively. In the near future, with the development and popularization of artificial intelligence technology, the proportion of enterprises that choose machine learning for decision-making is expected to further increase.

　　On May 6, 2019, China Information and Communication Research Institute released the White Paper on the Integration and Development of Big Data and Real Economy in China (2019), which integrated various factors such as the domestic and international environment and the development of emerging technologies, and estimated the growth rate of China’s big data industry in 2018 to be about 15%, with an output value of 540.5 billion yuan. According to CCID data, the scale of China’s big data industry in 2018 was 438.45 billion yuan, a year-on-year increase of 23.5%; By 2021, the scale of China’s big data industry will exceed 800 billion yuan.

　　Figure 2 Scale of China’s big data industry from 2016 to 2021 (unit: 100 million yuan)

　　　

　　From the perspective of corporate business layout, the big data industry is mainly concentrated in North China, East China and Central South China.

　　Table 1 Regional Distribution of China’s Big Data Industry in 2018

　　　

　　(C) The pace of data resources capitalization has steadily advanced.

　　In August 2015, the State Council issued the "Action Plan for Promoting the Development of Big Data", which clearly stated that "the open sharing of government data should be accelerated and the integration of resources should be promoted". Through the integration and utilization of data resources, all sectors of society have accelerated the process of data circulation sharing and data resource utilization. In October 2018, the Data Management Capability Maturity Assessment Model was released and implemented, which standardized the data management and application work of various organizations and institutions and improved the domestic data management and application capabilities. In October 2019, at the fourth plenary session of the 19th Central Committee in communist party, China, the Central Committee publicly pointed out for the first time that "the mechanism for labor, capital, land, knowledge, technology, management and data and other production factors to participate in distribution according to their contributions should be improved." This is the first time that the central government has publicly proposed that data can be used as a factor of production to participate in distribution according to contribution, which reflects that with the acceleration of digital transformation of economic activities, the multiplier effect of data on improving production efficiency is prominent and it has become an important change of the new factor of production with the most characteristics of the times.

　　(D) Technology convergence has become the mainstream of big data development.

　　At present, big data-related technologies have basically matured and gradually become a supporting infrastructure, and its development direction has also begun to shift to improving efficiency and focusing on personalized upper-level applications. With the implementation of 5G communication standards, the Internet of Things, mobile Internet, big data and traditional industries will be deeply integrated, and the trend of technology integration such as computing power, batch processing, TA, module, cloud number and digital intelligence will become more and more obvious. A large number of talents who know both big data technology and other related industries are playing more and more roles in the field of big data applications.

　　(E) Data security is widely concerned by the industry.

　　In recent years, security incidents have been exposed in the big data industry. On September 6, 2019, Hangzhou Magic Scorpion Data Technology Co., Ltd., a big data risk control platform located in Hangzhou, was under the control of the police, and the executives were taken away, and related services were temporarily paralyzed. On the same day, another senior executive of Xinyan Technology Artificial Intelligence Technology Co., Ltd., which provides big data risk control services, was taken away to assist in the investigation. The problem of big data security and compliance, especially the protection of personal information, has become a hot spot in the whole society and industry.

　　With the global tightening of data compliance policies, China’s data legal supervision has become increasingly strict and standardized. Since 2019, the legislative process of data security has been significantly accelerated. The Central Network Information Office has successively issued drafts for comments on four management measures on data security, including network security review, data security management, children’s personal information network protection and personal information exit security assessment. These data security laws and regulations in China focus on the protection of personal information, and the overall compliance of the big data industry will inevitably take this as the core.

　　Second, the definition of occupation and work tasks

　　In recent years, with the economic and social development, scientific and technological progress and industrial restructuring, new industries, new formats and new models have bred many new occupations. With the application of big data technology in all walks of life, our society needs more and more big data engineers and technicians. Its job definition and tasks are as follows:

　　Professional definition of big data engineers and technicians: engineers and technicians who engage in technical research such as big data collection, cleaning, analysis, governance and mining, and use, manage, maintain and serve them.

　　Main tasks of big data engineers and technicians:

　　1 research and development of big data collection, cleaning, storage and management, analysis and mining, presentation and application and other related technologies;

　　2. Research and apply the architecture, technology and standards of big data platform;

　　3. Design, develop, integrate and test big data software and hardware systems;

　　4. Big data collection, cleaning, modeling and analysis;

　　5. Manage, maintain and ensure the stable operation of big data systems;

　　6. Monitor, manage and guarantee the security of big data;

　　7. Provide technical consultation and technical services for big data.

　　Third, the analysis of the current employment population

　　This report is based on the analysis of the human resources of 27 typical enterprises in the big data industry in April 2019.

　　(1) Education level

　　The academic level of big data talents is divided into four categories, namely, master’s degree and above, undergraduate, junior college and junior college.

　　Figure 3 Academic Structure of Big Data Talents (Unit: Person)

　　　

　　It can be seen that undergraduate courses account for the highest proportion, followed by master’s degrees and above, and specialist courses account for only 12.22%. The big data industry is an emerging industry, and the current academic requirements are relatively high.

　　(2) Professional sources

　　Professional sources are divided into four categories, namely, mathematics and physics, economic management, computer and other majors. Computer science accounts for the highest proportion, followed by mathematics and physics. See the figure below for the number and proportion of professionals in the project team who investigate enterprise big data talents.

　　Figure 4 Professional Source of Big Data Talents (Unit: Person)

　　　

　　(3) Sources of channels

　　The channel sources of big data talents are divided into four categories, namely school recruitment, social recruitment, internal training and recommendation, and recruitment of training institutions. See the figure below for the number and proportion of corporate big data talents from all sources.

　　Figure 5 Source of Big Data Talent Channel (Unit: Person)

　　　

　　Among them, social recruitment accounts for the largest proportion, which is higher than the sum of school recruitment, internal training and internal promotion, and recruitment of training institutions. At present, big data talents mainly rely on social recruitment, indicating that school education is out of touch with social needs, and internal training and training can not meet job requirements.

　　(D) Distribution of salary level

　　At present, the salary of big data talents is at a relatively high level. The salary is below 10,000 yuan, accounting for 34.6% of the total number; 10,000-20,000 yuan accounted for 35.64%; More than 20,000 accounts for 29.77%.

　　Figure 6 Distribution of Big Data Talents’ Salary Level (Unit: Person)

　　　

　　(5) Type and quantity of posts

　　At present, the big data jobs provided by enterprises can be divided into the following categories according to the requirements of work content:

　　① Primary analysis, including business data analysts and business data analysts. ② Mining algorithms, including data mining engineers, machine learning engineers, deep learning engineers, algorithm engineer, AI engineers, data scientists, etc. ③ Development and operation classes, including big data development engineers, big data architecture engineers, big data operation and maintenance engineers, data visualization engineers, data acquisition engineers, database administrators, etc. ④ Product operation category, including data operation manager, data product manager, data project manager and big data sales. See the figure below for the number and proportion of the four types of jobs.

　　Figure 7 Structure of Big Data Position Types (Unit: Person)

　　　

　　Fourth, the industry demand for talents

　　(A) the overall demand

　　At present, informatization has a profound impact on human economic activities, and it is infiltrating into all aspects of production and life. Data has become a new factor of production. The big data industry has become an important mode for people to use information processing, information storage and information interaction resources on demand, and it is also an important platform for big data processing and deep mining. The role of big data engineers and technicians will become increasingly prominent in China at this stage and in the future.

　　Big Data Industry Development Plan (2016-2020)It is pointed out that the construction of big data talent team needs to be strengthened urgently, and there is a shortage of talents in basic research, product development and business application of big data, which is difficult to meet the development needs. It is necessary to build a multi-level talent team and establish a talent training and evaluation mechanism that meets the needs of big data development. Strengthen the training of big data talents, integrate the resources of universities, enterprises and society, promote the establishment of innovative talent training mode, and establish and improve a multi-level and multi-type big data talent training system.

　　According to Tianfu Big Data International Strategy and Technology Research Institute(referred to as "Tianfu Big Data Research Institute") According to the "2018 Global Big Data Development Analysis Report", in 2018, China’s big data industry talents accounted for 0.23% of the total employed population, about 1.794 million.

　　According to the Employment Trend Report of AI& Big Data Talents in China in 2019, the gap of big data talents in China is as high as 1.5 million in 2019. According to the statistics of the Data Analysis Committee of China Business Federation, the talent gap of basic data analysis in China will reach 14 million in the future.

　　Figure 8 Scale and growth rate of big data talents

　　　

　　With big data, Internet of Things,With the continuous development of the application of technologies such as 5G, the demand for employees in this profession is increasing. It is estimated that the demand for talents in China’s big data industry will reach 2.1 million in 2020, and the demand for big data talents will still maintain a growth rate of 30%-40% before 2025, with a total demand of about 20 million people.

　　(B) the impact of industry development on big data-related jobs

　　From the perspective of format change, enterprises need a large number of compound talents, that is, talents who can comprehensively master mathematics, statistics, data analysis, machine learning and natural language processing. From the perspective of technological changes, the development of emerging technologies such as deep neural networks has made up for the shortcomings of traditional analysis and mining technologies in the era of big data, which requires talents with big data skills to master the relevant knowledge of deep learning and adapt to the needs of big data analysis and mining. From the perspective of operation mode, the change of operation mode requires operators to improve their preparation before operation, grasp during operation, feedback and correction after operation, and improve their foresight and control ability.

　　At present, the positions related to big data talents at middle and higher vocational level are mainly: data analyst, mining engineer and deep learning./Algorithm/Machine Learning Engineer, Big Data Development Engineer, Big Data Architecture Engineer, Big Data Operation and Maintenance Engineer, Data Visualization Engineer, Data Acquisition Engineer, Database Administrator, Data Operation Manager, Data Product Manager, Data Project Manager and Big Data Sales Engineer.It can be seen that the development of the industry has triggered a technological revolution, and the corresponding posts and requirements have also changed.

　　(1) The technical level has gradually changed from "kaleidoscope" to "China characteristics" and "Made in China". China standard has gradually become the industry standard, and China certificate has gradually become the industry certificate.

　　(2) The in-depth development and horizontal expansion of technology have triggered changes in the demand for talents in enterprises, including the demand for high-tech professionals with re-division of positions and the demand for broad and compound talents at the middle level.

　　(3) Job responsibilities and skill requirements

　　According to the survey, the responsibilities of related positions of big data engineers and technicians and the vocational skills requirements for talents with college education or above are as follows.

　　

　　Table 2 Responsibilities and Job Skills Requirements of Big Data Related Jobs

　　

　　V. Career development channels

　　At present, people who have been engaged in database management, mining and programming for a long time, including engineers in traditional quantitative analysts and managers who need to make judgments and decisions through data, can become big data engineers and technicians through certain training or self-study.

　　Due to the small number of big data talents in China, the data departments of most companies adopt a flat hierarchical model, which is generally divided into data analysts, senior researchers and department directors.Three levels. Larger companies may divide different teams according to the dimensions of application fields, while smaller companies need to hold several positions. Big data engineers and technicians can develop in the research direction and become important data strategic talents of enterprises. In addition, big data engineers and technicians have a deeper understanding of business and products than employees in business departments, and can also turn to product department or marketing department, and even senior management.

　　VI. Expert Views

　　Dean of Liangshan Transformation Digital Research Institute and Executive Dean of Hangzhou Digital DreamWorks Research Institute.NiancanhuaData is the most important factor of production in this era. The capitalization, value and service of government, city and industry data resources are the general trend, and the digital transformation of all walks of life is imminent. Training big data engineers and technicians is very sufficient and necessary for implementing the national big data strategy, building a digital China, developing a digital economy, and meeting the massive talent demand of governments at all levels and all walks of life.

　　Director, Information and Software Services Department, Ministry of Industry and Information TechnologyXie shaofengBig data has opened a new stage of information development, and data has become a key production factor. "Software definition and data drive" play an important supporting role in promoting the transformation and upgrading of manufacturing industry. As the competent department of the industry, the Ministry of Industry and Information Technology has launched a series of measures to promote the development of the big data industry. The next step will be to solidly promote the implementation of the big data strategy, vigorously promote the integration of big data and the real economy, and create new advantages in the international competition of manufacturing industry in the digital economy era.

　　Academician of China Academy of Engineering and researcher of Institute of Computing, China Academy of Sciences.Ni GuangnanTaking big data as productivity may be better and more comprehensive than taking big data as a kind of wealth. Big data productivity will promote the development of production relations, promote the development of society, create endless wealth, and even cause great changes in the development of our thinking in the future.

　　Academician of China Academy of SciencesAlax ChenIn the era of computing information, the three landmark technologies are digital computers, integrated circuits and optical fiber communication, and the three highlights of the new generation of information technology are the Internet of Things, cloud computing and big data. Now the trend of big data is vast, and the era of big data has arrived. We must follow the trend of the times, constantly learn new knowledge, keep pace with the times and keep up with the pace of the times! The computer industry will always be the world of young people. For the younger generation, big data is both a challenge and an opportunity, and the infinite scenery is at a dangerous peak!

　　The main founder of Alibaba Group and the former chairman of the board of directorsJack MaThe emergence of the era of big data has brought mankind into the era of the Internet of Everything, and the ability to reprocess data has far surpassed that of the past, and the understanding of the world will be raised to a new height. Big data has made it possible to predict and plan.

　　Seven, typical cases

　　(1) Shao Tianfu: Join in the application of big data and create a wonderful life.

　　With the government, enterprises and other social organizations more and more closely integrated with the Internet, the self-owned big data computer room can no longer meet the needs of development, and despite the influx of a large number of data companies, it still cannot meet the rapid growth of market demand. Shao Tianfu is keenly aware that the spring of big data is coming.

　　　

　　After graduating from Guangdong University of Technology, majoring in mechatronics, Shao Tianfu plunged into the "blue ocean" of big data management. With his selfless, rigorous and meticulous work spirit and continuous practical exploration, after more than 10 years of hard work, he is now a comprehensive and experienced big data engineer and technician, and has grown into the technical backbone of a data center of a data service company.

　　(2) Liu Yan:The vanguard of big data applications

　　Liu Yan, a graduate student, devoted himself to the big family of a public security bureau in Tianjin with infinite love for public security work. After the police, Liu Yan deeply realized the far-reaching influence of big data and scientific and technological information on public security work, and based on his post, he worked hard on innovation and consciously improved his ability to apply big data and information technology. Self-taught theoretical knowledge such as JAVA language, Android programming, database construction, etc., and applied the theoretical knowledge to practice, independently developed the "Eagle Eye" mobile phone APP system, made full use of Internet information resources, and combined with some business data, created a personalized business platform for all employees to share and communicate, which was convenient for the police who went out to handle cases to consult at any time. The graphic data module is added to the APP, which makes it really an important tool for graphic investigation and provides technical support for case detection. As a scientific research innovator, Liu Yan was selected as a member of the "Public Security Think Tank Team", "Informatization" talent pool and "Big Data Analysis and Mining Application" talent pool in this city.

　　　

　　(3) Song Zhenglong: I love my job and devote myself to innovative research and development of railway big data.

　　Song Zhenglong, graduated from Dalian Railway Institute majoring in computer science, is now the network technical director of a train depot, mainly responsible for the management, maintenance, application and software development of information equipment in the train depot.

　　　

　　In the past 30 years, he started as an ordinary technician and gradually grew into an expert in network data development. He successively developed the software of "marshalling sequence table" and "freight ticketing program" suitable for stations, which greatly improved the work efficiency and the accuracy of statistical work.

　　In 2014, the unit where he worked put forward the idea of creating a digital management platform and implementing full coverage closed-loop management. Song Zhenglong was appointed to undertake the task of project planning, research and development and construction. In order to design and make a good information management platform, he organized research and development during the day and worked hard to build models at night, and led the development team to independently develop management platforms, early warning and prevention platforms, operation control platforms and electronic tables and books platforms. Finally, the deep integration of civil air defense, physical defense and technical defense was realized, the innovation of enterprise management was promoted, and the innovation and upgrading from "digital car connection" to "intelligent car connection" was accelerated, which was highly recognized by the leaders and brother units of the group company.

　　(D) Jing Qi: an expert who is committed to promoting the informationization of public security science and technology.

　　　

　　Jing Qi is high flyers from the Computer Science Department of Jilin University. After taking part in public security work, she devoted herself to promoting the information construction of public security science and technology. In 2009, Jing Qi was evaluated as a high-level professional and technical talent in Shenzhen, and was transferred to the provincial public security department and the municipal public security bureau for many times to participate in the research and development and construction of public security application systems.

　　In order to solve the problems that the information of various business systems at the grass-roots level of public security is not interoperable and repeatedly entered, Jing Qi was appointed as the deputy head of the information collection team of the unit. After repeated discussions with the members, he finally established the general idea of opening up, merging and streamlining various line systems with the transformation of the police integrated information system as the core and the law enforcement case handling process as the main line. In order to complete the task well, Jing Qishe takes care of everyone, and she can always be seen in the front line of research, meeting, communication and coordination. In the end, the team led by Jing Qi realized the goal of "one input and sharing by the whole police", which effectively improved the efficiency of public security work.

　　When a police station reported that the auction of the items involved was time-consuming and a waste of police force, Jing Qi immediately led the team to discuss the solution overnight. After more than a dozen consultations with the person in charge of the price center, the price identification system was finally docked with the police comprehensive system. Now, the police handling the case can stay at home, just initiate an application through the police comprehensive system and submit the necessary information, and the price determination center can directly feed back the determination results through the system. This work alone can reduce the workload of Shenzhen Police Force by more than 10,000 days every year.

　　Netcom new carOn September 13th, the new generation MG5 of SAIC MG MG was officially listed. A total of three models were launched, with the official guide price range of 81,900-95,900 yuan and the preferential price of 65,900-75,900 yuan. The appearance and interior of the new car have been greatly adjusted, and the sense of sports and technology has been enhanced. The new car is available in 1.5L and 1.5T power versions.

　　In terms of appearance, the new generation MG5 adopts the latest family-style design language, which is more sporty than the old one. In the front part, the large-size straight waterfall sports grille with blackening treatment and the diversion grooves on both sides are full of movement, with the hunting eyes and rhinoceros headlights inspired by cheetah eyes on both sides, and the raised ribs on the hood, the whole looks very aggressive.

　　On the side of the car body, the new car adopts Fastback dynamic slip-back style, with prominent waistline and shoulder line design, which not only shows the muscular feeling of the car body, but also creates a good sporty atmosphere for the car. The newly designed 17-inch two-color star-shining blade wheel hub also increases the sense of mobility of the vehicle. In terms of body size, the length, width and height of the new car are 4715/1842/1473mm and the wheelbase is 2680mm respectively.

　　In the rear part, the new car also adopts a brand-new design, with a dynamic duck tail design, a split beam taillight with a shape that echoes the front of the car, a motion enclosure with turbulence below and double exhaust on both sides, which further enhances the overall sense of movement.

　　In the interior part, the new car has also been greatly adjusted, covered with a lot of soft materials and decorated with red stitching to create a strong sports driving atmosphere. In addition, the new car is equipped with a 12.3-inch full LCD instrument, a 12.3-inch high-definition floating central control screen, and a built-in zebra Venus intelligent car system, which supports Apple Car Play, Huawei Hi Car and Baidu Car Life. In addition, the air outlet of the air conditioner adopts a brand-new style and adds chrome decoration.

　　In the power part, the new car offers 1.5L and 1.5T power versions, with 129 horsepower and 181 horsepower respectively. In addition, the new car is also equipped with XDS curve control system, ESP-PRO intelligent adjustable steering system, and variable cross-section sports rear suspension.

　　(Photo/Text Netcom Zhuolu)

1905 movie network news A few days ago, the 19th China-US Film Festival was held in Los Angeles, USA. The film appeared as the opening film and won the best Sino-US co-production award. The leading actor won the best actor award for his film. The movie Megalodon 2: Abyss, starring Jason Wu, is the first English-language deep-sea monster blockbuster controlled by China. It was released globally simultaneously on August 4th, with a global box office of over 400 million US dollars, which won both box office and word of mouth worldwide.

On the basis of China’s leading role, Megalodon 2: Abyss has developed in-depth exchanges and cooperation with the world film industry, showing the strength and confidence of China and China filmmakers to the world, breaking down the barriers of cultural differences, boosting China’s film exploration to the world, and creating a classic example of cultural cooperation between China and the United States.

At the award ceremony, Jason Wu delivered his acceptance speech through video. Referring to the impressive Chinese lines in the film, Song Lian, a scholar of the Ming Dynasty, said, "Go up to the sky, go down to the candle", and Jason Wu said, "China people have the spirit of taking risks and exploring the unknown world since ancient times". In the movie, Jason Wu plays Zhang Jiuyuan, and the role name comes from this. In addition, Zhang Jiuming’s "Wan Shen Whale Spirit" research institute and the relationship between Zhang Jiuming and Megalodon Haiqi also run through the China cultural core of "animism" and the harmonious coexistence of man and nature, showing the cultural characteristics of China to the world through movies and conveying the contemporary culture and ideas of China — — The exploration of the unknown world, the practice of the concept of symbiosis between people and sea, and the responsibility of promoting the construction of a community of world destiny.

"As a deep-sea monster blockbuster controlled by China, it is an in-depth exploration of international cooperation between Chinese and foreign filmmakers to embrace Chinese and foreign cultures in a film way." Jason Wu hopes that "more and better China cultural essence can be presented to every audience in the future". Some viewers praised it, "I am very happy to see the new direction of co-production between China and the United States. Excellent filmmakers from all over the world exchanged ideas in an English blockbuster directed by China, and let the whole world see the elegance of China filmmakers"!

As the first English-language deep-sea monster blockbuster directed by China, Megalodon 2: Abyss has brought together many top filmmakers from all over the world to explore the unknown areas of deep-sea monster movies and challenge the difficult production technology. In this regard, the producer once said, "It is an attractive challenge to shoot an English-language deep-sea monster blockbuster directed by China, and the series of films are cooperated by excellent film companies of China and the United States, which is not only an innovation of China’s film genre, but also a breakthrough of the world film industry", and bluntly said that the co-production between China and the United States is an international cooperation of "equal exchange, learning from each other’s strong points and complementing each other". "Although there are differences in thinking mode, culture, cognition and practice between China and foreign countries, it will be more challenging in the process of creation and publicity, but for filmmakers all over the world, how to achieve the best creative and commercial effects, everyone has a common goal and direction of efforts." Ying Xuzan said, "Meg 2 has won a high box office in various markets around the world after its release this summer, and it is one of the most popular blockbusters around the world this year. Its success has made audiences all over the world see the innovation and development of China’s films in creation and international cooperation mode, expanded the world radiation of China’s films, and also demonstrated the great potential of Sino-foreign film cooperation mode in terms of cultural influence and commercial success."

Recently, a GLS SUV in Maibakh, which protects the rights of a car with a canopy, has caused a heated discussion on the Internet. The operation of the owner of the three-color awning on the roof has also aroused the imitation of netizens, and even some merchants have followed the hot spots and launched clothes made of three-color ponchos.

According to the e-commerce platform, the prices of these specially customized garments range from 16.98 yuan to 89 yuan, and some links show that the sales of goods exceed 1,000 pieces. Merchants said that the clothing is indeed made of three-color ponchos, aiming at providing creativity; Some merchants directly indicated that it was the same model in Maibakh, and clothes were in short supply.

Up to now, more than 20,000 pieces of these garments have been sold, and the remaining inventory is only over 2,000 pieces. In addition, the event of protecting the rights of the roof awning in Maibakh also triggered the phenomenon of "car-to-car", and there were many scenes of three-color awnings on the top of Mercedes-Benz cars with engineering tape attached. Car owners covered the roof with a three-color tarpaulin, and pasted yellow and black engineering tapes at the edges. The models involved include Mercedes-Benz S-Class, Mercedes-Benz AMG sports car and Mercedes-Benz G, etc.

For Maibakh brand, this rights protection incident may cause serious brand reputation loss, because no Maibakh car owner wants his car to be labeled as "tricolor tarpaulin".

Not long ago, China Wuling’s first new energy global car, the Air ev, was unveiled at the Indonesian International Auto Show. The price of the new car is equivalent to about RMB 110,000-135,000, offering a 200km standard version and a 300km long battery life version. It is reported that this car will enter more countries and regions such as India and Egypt in the future.

From the appearance, this car is very different from the models under the current Wuling brand. However, the size of the model is actually different from that of Wuling Hongguang MINIEV. It must be said that the Air ev looks more refined and has the style of Japanese K-CAR. The new car adopts the split headlight group and the penetrating LED daytime running lights which are rarely used in this kind of mini-car, and the decorative strips of the penetrating design extend all the way to the exterior rearview mirrors on both sides. It can be said that the design of the front face is very bold and unconventional.

Like Hongguang MINIEV, Air ev is designed with three doors and four seats, and the size of the independent window behind B-pillar is very large. From the design point of view, it is estimated that the depression of the rear passengers is also taken into account, thus increasing the size and area of the window. It is worth mentioning that the Air ev adopts a design similar to that of the Nissan sports car Z350, and it is integrated with the B-pillar of the window. I have to say that it is really innovative to look at the Air ev after I am tired of the traditional door handle design.

In addition, the tail design of the Air ev also echoes the front face, with a penetrating taillight strip and an extremely rare split taillight design. The "WULING" logo will be integrated under the penetrating taillight strip, which is very delicate. At the same time, the high-position brake light, the small tail wing and the rear window glass with a large curved surface really highlight the personality of this car in visual effect, and it can also be seen that the cost of Air ev is higher than that of Hongguang MINIEV.

In terms of dimensions, the length, width and height of the Air ev are 2974mm/1505mm/1631mm and the wheelbase is 2010mm, while the dimensions of the Wuling Hongguang MINIEV are 3061mm/1520mm/1665mm and the wheelbase is 2010 mm.. In addition to the wheelbase, Air ev is even smaller than Wuling Hongguang MINIEV. However, the gap is negligible.

In terms of power, it is understood that this car adopts a single motor layout and is equipped with a lithium iron phosphate battery, with a maximum power of 30kW and a maximum speed of 100 km/h. The power system comes down in one continuous line with the high-equipped Hongguang MINIEV, and the size difference between the two cars is not big, so it is reasonable to use the power system of Hongguang MINIEV.

It can be seen that in fact, apart from the design, Air ev is very similar to Wuling Hongguang MINIEV in many things, with the same power system, small body size and the same wheelbase, but from the design point of view, Air ev seems to be more refined. Of course, no matter how much money is spent, the price of Air ev overseas is really not low. Compared with the Wuling Hongguang MINIEV with a battery life of 200 kilometers and a 300-kilometer version, the domestic price is 558-69,800 yuan, and the price of Air ev is almost twice that of Wuling Hongguang MINIEV.

Of course, overseas market size, taxes and policies directly affect the selling price. The huge sales of Wuling Hongguang MINIEV in China have lowered the cost of bicycles, and China’s perfect industrial layout has made the cost have a natural advantage, which is unmatched by overseas emerging markets. In any case, China Wuling’s first new energy global car, the Air ev, sold 135,000 yuan overseas, which is also a face for China people! I don’t know how much this car will sell after it is listed in China. Bing Ge predicts that it will be much higher than Wuling Hongguang MINIEV!